Most Recent Posts

access denied frsc recruitment 2018
I publish on this blog How to Apply for FRSC 2018 recruitment excersice one of my readers saw this and decided to apply and he filled and submitted the online application form for the officer cadre position, received her username and password in her email inbox but she was unable to complete the application as required by FRSC.

Whenever she clicks on the “complete application” link when signed in to the FRSC recruitment portal, he gets redirected to an “access denied” page which displays the message : “Access denied, please Login to continue application“.
So i searched online for help and finally got an answer on how to resolve this issue on OgbongeBlog read Below:
After trying different web browsers on her smartphone and laptop to no avail, she decided to seek for my help. After trying some recommendations in some Nairaland threads related to the frsc recruitment exercise, I was able to help her complete the application. She got her application code and was able to print out her data page from the frsc jobs portal.
The whole process is summarized below :
Login to the FRSC recruitment portal at :
UnRegister the current profile. ( Applicant login > my account > unregister). Click here to read how to unregister frsc application.
Sign out of the portal.
Click on the position you want to apply for as seen in the screenshot below :
register frsc recruitment application 2018

Complete the fresh application form using an email address and phone number that is different from the one you used for the profile you unregistered earlier. (I used a Firefox web browser on a laptop).
Once you submit the online application form, your username and password will be sent to your email address. Use the login details to sign in to the portal but ensure you change the password before doing anything else.
To change your password at the frsc portal, login to the frsc portal, click your name, click “my account”. click “manage password” and change your password from there. The default “change password”link might not work.
After changing the password, sign out and re-login to the recruitment portal.
Click on “Applications” > “My Applications” > “Complete Application”
Enter your next of kin details, education history details, upload your passport etc and complete the application.
Once completed successfully, you will be able to print out your frsc application data page.
print frsc recruitment form document for job vacancy nigeriaYou will also receive an email confirmation containing your frsc recruitment application code.
That’s all.
Try it and I hope it works for you.
Content and Image Credits to - Ogbongeblog.
Hello my name is Yakubu Binuyaminu Adeiza (Binoosmart) thanks for visiting my site.

I remember my days in Federal Polytechnic Ado Ekiti, Ekiti State. I could not have survived in school without mini importation business i was doing then (2014-2015) though dollar to Naira was cheap then, so i made lots of gain. Will you like me to teach you how to do the importation business for free? if yes, then sit tight while i teach.

When i started my importation business i was lucky because i have a girlfriend that was able to help me sell my products when it arrives. I didn't tell her I was buying anything, i bought 3 different style of earrings which took up to a month before I received it.
When my products arrived i received a phone call from the local post office in Ado Ekiti to receive my order i went their to collect, and to my surprise the product was exactly the way i saw it online.
Guess how much i bought it; I bought the first style 24 pieces which cost $10 (N2,000) in total (N2,000 X 3 = N6,000) I gave my Girlfriend 1 which looks fit on her and at the end of the day her friends wants the same. She sold each piece at the rate of N500, do the math N500 X 20 = N10,000 X 3 = N30K I became a Big Boy in school and my girlfriend look good everyday.
The world is indeed becoming a smaller place. Who would have thought that ordinary people like you and I (who do not have a fat bank account) can now import goods directly from overseas suppliers?
Before I started researching the small scale business idea that I am about to share with you in this article, I thought international trade was reserved for the government and rich big importers who had strong connections with manufacturers and suppliers abroad.
Well, not any more.
This article reveals how small scale businessmen and entrepreneurs in Nigeria can become part of the import business with little capital investment. With the knowledge contained in this article, you too can import products at low wholesale prices and sell them for a much higher profit.

By the time you’re done reading this article, you’ll know everything you should to become an importer and international businessperson!
This information i will be sharing here for free is the same information some marketers sell for minimum of N5,000. But I'm giving you for free.

Something you should know before we get started…

Many of the products and suppliers that shall be introduced to you in this article are made or based in China.
Although we shall also talk about products from the US and Europe, the tips in this article reveal more about buying products from Chinese manufacturers and suppliers. The most likely question on your mind right now would be: Why China? Good question.
I’ll tell you why.
As you may already know (or don’t know), most products in the world today are manufactured in Asia, particularly China. Toys, home appliances, accessories, computers, laptops, mobile phones and even Apple’s iPads are made in China.
Let’s try to verify this by doing a quick check of the products that are around you right now. You would be amazed that roughly 4 out of 5 things around you were manufactured in China.
I’d like to use myself as an example.
The laptop I am using to type these words is a HP Notebook made in China. The shirt I’m wearing, my earphones, my wrist watch and my iPad – all made in China. My mobile phone is probably the only thing that’s ‘Assembled in Brazil’. So the 4 out of 5 theory is true in my case!
Apart from food products, China is the Number One source of all the hot-selling and fast moving consumer products you know.
China is one of the cheapest manufacturers in the world because of its low labour and production costs. As a result, many of the big brands that you know (Apple, HP, Louis Vuitton etc) make their products through factories and contractors based in China.
To ensure the quality of their products are not compromised, US and European countries set very strict standards which the Chinese usually comply with.

What do you need to get started?

To join the new and growing league of small business men and women who can now import products at low wholesale prices directly from overseas suppliers and manufacturers, you would need just the following:
  • A computer or mobile phone with access to the internet;
  • A valid email address
  • A valid and traceable home, School or office address where the items you order will be shipped to.
  • A little money in your bank account. (We’ll talk about this a little later in this article)
Yes, that’s all you need!

This means that you can shop for, order and import all the products you want to sell from the comfort of your bed, breakfast table or while you are sitting on a bus or in your hostel, in the Library etc (via your mobile phone).

Let’s get started!

You should be excited to start your new and promising small-scale import business. But before you get on your computer or mobile phone to start shopping and ordering products, let’s walk you through eight of the most frequently asked questions.
By the time you’re doing reading these, you would know the best and most-trusted places to buy from, how to confirm the quality of products, the payment process and several more.
Let’s dig in!
#1 – Where should you buy from?
The following websites are my top recommendations as online marketplaces that sell products at low wholesale prices: has become the leading destination for small scale importers looking to buy goods at wholesale prices from China.
Aliexpress is one of the subsidiaries of the Alibaba Group which dominates internet-based commerce in China.
In fact, in 2012, Alibaba’s portals handled sales of up to 1.1 trillion Yuan ($170 billion), more than its competitors (eBay and combined). The Alibaba Group is estimated to be worth between $55 billion to more than $120 billion.
The Alibaba Group launched Aliexpress in 2010 as an online retail service made up of mostly small sellers offering products to online buyers. It has more than 20 major product categories and sells to registered users and buyers in more than 220 countries around the world. You can visit its homepage at is a business-to-business (B2B) e-Commerce website connecting China-based small and medium enterprises with buyers overseas.
The website is a fast trading marketplace where users can order Chinese-manufactured products directly through the site. The company has been in business since 2004 and is backed by investors KPCB, JAFCO and Warburg Pincus.
It offers customer support through online chat, e-mail messages and phone support. The website is primarily in English but is also offered in other popular languages spoken in Africa such as French and Spanish. DHgate offers a wide range of products and you can visit its home page at
#2 – How can you pay for products?
 1.How to start a small import business 8
Payment was one of the reasons why it was nearly impossible for small businesses to import directly from overseas manufacturers and suppliers.
Banks had to issue a Letter of Credit or Bank Guarantee which often involved a long and complex process.
Today, through easy online payment systems, all the websites I mentioned above accept payment through a wide range of channels. You can do a simple bank transfer or pay with a credit/debit card. Yes, the same card you use at the ATMs can be used to make purchases on these websites.
Just make sure your bank account is sufficiently funded so you can make payments. Fast and easy! No banks or long processes involved!

#3 – What if you get scammed?
Scams and fraud have been a big issue in internet-based transactions and e-Commerce for a long time.
What if you receive the products and they are fake or not exactly as the supplier described?
What if you pay for the products but they are never shipped and delivered to you?
How can you make sure that you get the EXACT products you paid for without getting scammed?
Good and important questions!
All the websites I have recommended to you in this article have some form of ‘buyer protection’ mechanism built into the payment process.
This mechanism, also known as ‘Escrow’, is the same role the banks have played in the import business and international trade for a long time. The way ‘escrow’ or buyer protection works is simple. Rather than pay the seller directly, Aliexpress, DHgate, withholds your payment until you receive the products you ordered and confirm that they are not fake/damaged.
Sites like and offer reimbursements and return your money if you are not satisfied with the products you receive. All of this is done to reduce the risk/fear that you’ll lose your money.
I cannot say that it’s a 100% risk-proof process. However, I can say that it’s often unlikely that what you fear the most (getting scammed) will happen.

#4 – How will the products be delivered to you?
Some products on and come with a ‘Free Shipping’ service to many countries around the world. Free shipping is often delivered through China Mail Air Post or Hong Kong Mail services.
While the free shipping option is very attractive, it often takes the longest time to get your goods delivered to you; usually between 15 to 60 days depending on the product and your location.
In addition to a longer delivery period, it may be impossible to track the location of your package all through the delivery process. If security and early delivery are not serious concerns for you, the money saved through free shipping can significantly increase the profit potential of the products you import when you sell them.
Other common options for delivery on, and iPmart are DHL, EMS and Fedex.
Although these are much more expensive options, they usually deliver your products to you in a shorter time and allow you to track them on their way to you. However, using these options is very likely to reduce the profit potential of the products you order unlike the free shipping option.
Tip: Whether you decide to use a free shipping option or a faster delivery service for your order, I advise that you include your mobile phone number in the shipping address you provide.
More often than not, you will receive a telephone call from local post office or local DHL/Fedex office to come pick up your items. Including a phone number may mean the difference between a delivered packaged and a lost one.
#5 – How much capital do I need to start?
As you will notice when you visit any of the websites I recommended, many of the products on sale are very cheap. Not all of them, but many of them sell at very low prices. In fact, the more units of a product you buy, the lower the price you pay; that’s the benefit of buying wholesale.
And don’t forget, the lower the price you pay, the higher the profits you can make.
You don’t need to break the bank or get into debt to start this business. As I always advise my readers on Ebiraland Media.
Start with products that cost little but are in high demand in your area, Office, or School or country. Use this to test the viability of this business idea and grow your confidence.
For most of the products you import, you can make over 50 to 100% profit margins if you can find the right buyers to sell to. As you make some money in your new import business, you can start to try out other products that cost a little more.
Tip: Never let your excitement about this business get the better of you. Avoid the temptation to invest a lot of capital when you start out unless you already have ready buyers for your products.
Start small and then grow gradually. This strategy may take a little more time but it’s less risky and helps to build your experience and confidence. 

Now you know how to start a small scale importation business in Africa. When will you start?

Like I mentioned earlier, the opportunity for small businesses and entrepreneurs like you to import directly from overseas manufacturers and suppliers has not always existed. It has now become possible partly because big businesses around the world have come to recognize Africa a strong and emerging economic powerhouse.
If export-dependent countries like China must continue to grow, they will need to sell more of their products to markets like Africa that have a huge and growing consumption. Africa is now one of the fastest growing markets for consumer products and the Chinese are doing everything they can to deeply penetrate our market.
One of the ways they are doing this is by eliminating middlemen from the import process, making the payment process easier and faster, and reducing the risk of scams, fraud and low product quality.
I believe that the opportunities I have shared with you in the small-scale import business will be taken further by your creativity and energy. 
If need to ask me questions or to give you guidelines please I'm just a phone call away you can send me text message if I'm not reachable through phone calls
Phone No. +2348168374589
Name; Yakubu Binuyaminu Adeiza (Binoosmart)
To your success!

There are many Ebiras who are eager to own landed properties yet have no idea of the real estate terms involved in the acquisition of land, especially in Kogi state. Some even purchase land without actual knowledge of the meaning of this real estate terms. This article deals with the various measurements adopted in determining land sizes in Nigeria that will work for everyone wishing to do same thing in Ebiraland.

Before you purchase land, you must fully understand the system of land measurement or land sizes in Nigeria as it varies for different countries. It will be foolhardy for prospective buyers who are looking at building a new house or buying land not to be acquainted with few of the figures associated with the measurement of land.

If you know the size of a standard plot in Nigeria, then maybe you are not one of the many who are ignorant of the figures when it comes to measurement of land in the country.

Although, it’s probably no one’s fault that most people are not conversant with the measurement of land, considering the fact that land is sometimes measured in feet, meters, and hectares. These measurements are affected by factors which include but not limited to, economic investment and development patterns, human and environmental factors which could lead to mass migration and artificial scarcity of lands suitable for development.

It becomes paramount to know these things because buying and selling of land is a very lucrative business venture that draws the fancy of many Nigerians.

The commonly used definition of plot goes thus; A plot is a marked out piece of Land for the purpose of building or farming. The word ‘plot’ is an arbitrary term used to describe a land division carved out for property development.

Plot sizes can differ for a multiple of reasons, but according to Nigeria’s land divisions, the appropriate plot for a house construction is 100 x 50ft which can accommodate a standard house with a small compound.

However in Kogi state, a plot of land is 120 x 60ft. To better understand land divisions used in Nigeria, different units of area are used as follows:


The hectare is an SI accepted metric system unit of area equal to 100 ares (10,000 m2)  i.e 100m x 100m or 328ft x 328ft. It is primarily used in the measurement of land as a metric replacement for the imperial acre. An acre is about 0.405 hectare and one hectare contains about 2.47 acres. A Hectare consist of 15 plots.


Did you know that during the Middle Ages, an acre was defined as the amount of land ploughable in one day by one man and an ox? Not very specific, then – especially if your ox is feeling particularly lethargic. Thankfully, these days the acre unit is more clearly defined.

An Acre is a standard unit of measurement used by Land sellers and it is almost equivalent to the size of a standard football field. An Acre is a product of any rectangular plot of land giving a total of 4,046 square metres, 43,560 square feet, 4840 square yards or 0.404686 hectares. An Acre consist of 6 plots each measuring 6 x 120ft/18.3 x 36.6m – 669.8sqm. Invariably, this means there are 6 plots of land measuring 669.8sqm in an acre.

Recommended: How To Start Building House In Ebiraland. 7 Basic Steps - Real Estate

Others conversions are;

50 x 100ft  / 15.2 x 30.5m – 463.6sqm (which means there are 8.7 plots of land measuring 463.6sqm in an acre)

100 x 100ft  / 30.5 x 30.5m 930.25sqm (which means there are 4.3 plots of land measuring 930.25sqm in an acre)

Now that the various measurements for land have been brought to your notice, do you think you still have an excuse why you shouldn’t understand land sizes in Nigeria and more in Ebiraland? We can Help you acquire any land of your dream in any location in Ebiraland (Cheap And Reliable).

This became necessary due to recent mails I received asking for advise on basic steps in building a house that once can effectively follow. It is for those who are not really sure of what steps to follow when planning for their own house.

How To Building House In Ebiraland.
Understanding the basic steps in building a house will aid your knowledge more and always make you come out with better result. It does not matter whether it is your first or second house.

The steps discussed here is not arranged in any sequential order, although great care was taken at ensuring that the following will help you understand the scheme of things in housing construction.

Recommended: 8 Things Investors Need to Do Before Investing in Real Estate

1. Acquiring a Plot

Your house must be built on something and that something is usually land, so the first step that sets things in motion is acquiring a plot on which to erect your structure. With the right real estate company (buying from Ozi Ete is not always advisable), you can acquire a plot of land in your desired geographical location and get all documents leading to proof of ownership of the land. Once this is done, you are set for the second step. We can help you acquire lands in any part of Ebiraland.

2. Building plan

Once the land is in your kitty and all the necessary documentation done, next in the steps in building a house is to get the service of an architect to draw the plan of the structure (house) you plan to build.
After your taste and the requested facilities and rooms you wish your house to contain has been discussed with your architect, your architect gets the plan designed to fit and meet with the building standards of the authorities in line with the location of the plot. There are regulations regarding what can be built, where and how, the Architect is the best person to help you through the maze and marry your dream with what is possible and legal. Before a standard house is erected, involving an architect will be a very good thing to do.

3.Consulting With a Building Professional/Quantity surveyor

Once the Architect is done with the drawings as required before he presents it for building plan approval or after he must have done so, you will need the services of a Quantity Surveyor to come up with the Bill of Quantities (BoQ).

That is the determination of what building a house will cost you. Ordinarily, it is a very good thing to have this and you will be required to even produce it for verification if you are seeking financing in funding the construction of your house.

But if you are not required to present it probably because you are funding your structure out of pocket, then this could help(motivate) or hinder(de-motivate) you depending on how your handle challenges.

Reason been that most of the time, your BoQ will be more than what you were thinking your structure will cost. Workmen, contractors, etc. even have it almost as standard practice to tell client what they think the client will want to hear in terms of what the construction will cost or what any stage of the construction will cost.

One reason this is carried out, is to avoid losing business in case the client gets discouraged on knowing the near actual cost and concludes that he has no means of raising such a sum and as such backs out. Either procrastination sets in or there is a total cancellation of the project.

The other it is carried out, is because they they know that when someone wants to do a thing most of the time, what is required is to overcome the inertia that keep people from starting.

Usually, once they start, the desire to complete it fires all other areas of their being, financial provision inclusive. Therefore, they (BoQ) do that to help you overcome your inertia and start, so you cannot stop when the real cost begins to show up because you would have gathered enough momentum.

Well-groomed professionals abound for consultancy with respect to the amount and quantity of various materials you will need all through the stages of building process.

4. Getting a Builder/Site Inspector

This person is sometimes called Contractor, Site Supervisor, or Foreman. Whatever he/she is called, the job is to help ensure that what you have on your plan is what is constructed on ground at not more than the estimated cost except where there are reasons why you must deviate from your plan a little or the cost because of price movement in the market between the time you drew your plan and got your BoQ and when you moved to the site.

5. Labour

Securing the services of labourers/masons, carpenters, electrician(s), plumber(s), etc. is essential in achieving your desired project. Without them, the actual implementation cannot be possible.

6. Water supply

Water is one building material required in huge quantities during a building project and it is sometimes over looked, because the general belief is that water (dirty one especially) can be found in most places and therefore getting water to use for your building project should not be a problem.

The challenge with that is that the quality of water used for your building project can affect the integrity of your structure.

During the stages of building a house, water is needed in large quantity to mix materials. If this is not provided adequately, it can result in huge unwarranted cost at the end of the day.

To address this issue, drilling a borehole, digging a well or making provision for water supply to your site via a water board pipe or commercial water tanker will solve the problem a great deal.

7. Purchase of building materials

You need to have an answer to how you intend to procure your building materials. This is one aspect of your building project with huge potentials of derailing the whole exercise cost wise if not put in check.

If you are a green horn and this is your first house construction, we will suggest you brace up and learn fast. You only need to know the material types, their specifications, and the places (markets) where they can be found.

With the knowledge of these three things, you are good to go. Better if you have the support of an honest handyman to help you. Most times, old hands and experts know how to ensure they get what they want at the prevailing market price without doing the legwork.
Top 20 Lucrative Businesses in Nigeria That Make Millions of Naira  
Since I have started #Friday Special on this great portal i have come to understand that Ebira People are out their that really cares about their heritage i have written articles on Ebira Wedding, Ebira Language Ebira History, Ebira Jokes, Ebira Poems, Marriage, Ebira Women, etc. And right now i think i should come up with a new idea to help Ebira People home and abroad on how they can start their businesses either with little capitals or with huge one.
Lets say you have small capital and you are thinking of which business to start in Nigeria that will fetch you millions of Naira, well on this post today i have compute 20 lucrative businesses that Nigerians venture into that is making Millions of Naira so lets get it Jaming:

Top 20 Lucrative Businesses in Nigeria That Make Millions of Naira.

 1. Fast Food business – You need decent customer service, management skills and capital in order to set up an eatery and make sure that everything runs professionally. You can set out on your own and create your own brand, or buy in to an already established business franchise, such as Mr. Biggs.

2. E-commerce – This is a very promising venture and the best thing is, you will have all the tools and customers over the web. If you do not have the required knowledge, you can collaborate with an established firm to operate your e-commerce enterprise. Benefits are – Low start-up costs, changes can be made instantly, the potential customer reach, and you can easily measure results with cost affective online marketing.

3. Construction business – Business is booming in Nigeria, and so is our population. To support this growth, Nigeria now has a booming construction and housing sector. The range, type and size of projects is huge, so there are plenty of opportunities depending on how much capital you can invest. If managing a construction project isn’t for you, you can set yourself up as a local dealer to supply building materials. The investment is not as huge, but considerable investment will be required initially to buy and stock materials. But you can be assured that there will be no shortage of business.

4. Hotel business – This is a goldmine industry if you can get it right, but the competition in this sector is quite high. To launch and maintain your hotel you will need a large amount of capital. It takes planning, patience and hard work to start a hotel business. A high-level of customer service skills is also required to attract new and returning visitors.

5. Kerosene retail – You can set yourself up as a supplier to make your millions quickly. Kerosene is used in most homes in Nigeria, and Africa due to inconsistent power supply. This is one of the most lucrative business opportunities in Nigeria. . Entrepreneurs have been known to receive 100% returns on their initial investment.

6. Rice farming – Is the most profitable area in Nigerian agriculture. Nigeria has a low local production of rice, but an extremely high consumption rate, which leads us to import the majority of our rice from overseas. Recent reforms in the Nigerian agriculture sector have seen the government open up the sector for more investments to support small, medium and large-scale farmers.

7. Haulage services – Given the poor rail transport system in Nigeria, most of the goods are shifted by road and this makes the haulage business in Nigeria extremely lucrative.

8. Snail rearing – This is one of the business ideas in Nigeria that needs low investment as snails require simple vegetation to eat, and they reproduce at an alarming rate. You will need to invest in housing and protecting them, as snails are delicate, and must retain their moisture to survive. There is not much competition in the industry and you can enjoy making profits without many challenges.

 9. Car and machinery spare parts – As Nigeria’s economy grows, so does our manufacturing industry. This has driven a rapid increase for capital goods such as machinery, lubricants, spare parts, ball bearings and other mechanical goods and accessories. The key is to find a good supplier from abroad. UAE-based enterprises have emerged as the leading supplier of these goods to many countries in Africa.

10. Poultry farming – This is big business, and you can begin with around 100 birds, and build it into a large-scale enterprise within a short period of time. You can make money from selling chicken eggs, or chickens for meat. This is a top business startup idea.

11. Transport business – Although a little messy at present, it is a profitable sector in Nigeria and can help you make millions annually.

12. Fruit Juice Making – This is a capital-intensive business, but if you can manage the funds you can grow as big as Chivita or La Carcella given how much Nigerians love their fruit juice.

13. Bend-Down And Select – Business of second hand items in Nigeria is very lucrative and many Nigerians want to spend as little as possible to buy second hand items such as clothes instead of buying new ones.

14. Dry Cleaning & Laundry – Float a professional dry cleaning business and keep your rates low and service quality quite high. This type of business is especially profitable in a big city, or urbanized area.

15. Pure Water Production – Although this business needs some capital investment, it can be worth your effort and money in the long run particularly if you can manage pure water production and keep the quality intact over a long time. Your options are to sell as sachet, bagged or bottled water.

16. Professional Car Wash – This can be a good business if you choose a location like Lagos where you will be able to find a number of good cars.

17. Internet Business – You can provide fast Internet connection at affordable monthly rates and manage it well enough to make tons of money.

18. Nursery and Primary School – There is a lack of good schools in the country and you can set up high quality nurseries or primary schools to make millions.

19. Online tech support – You can easily set up an online tech support business and make a lot of money within a year or two of your business launch. This is a simple business and you do not have to be a tech expert to operate in this sector. I’ve known people set up these types of businesses, and outsource the work to tech professionals.

20. Furniture business – A lot of profits await you in the buying and selling of furniture. You do not have to be a carpenter to do this. You can simply contact trustworthy carpenters in your area and arrange a steady supply of furniture items to display in your showroom. This is a big scale enterprise due to the fact that only a few people can afford imported designers.
All of these business ideas have great potential, and the ability to help you generate millions, but remember the success is in the planning, and your ability to execute your plan. There are some key elements that you must assess before committing to any business venture. Once you have all of these elements in place, you are only a few steps away from business success.
Do you agree with my list, and are there any other lucrative businesses that you can think of?
How To Transfer Money From UBA To Another Bank, Apps, Android, UBA,
United Bank for Africa also known as UBA has made it easy for its customers to transfer money without token, send money, purchase recharge cards, stop a cheque, request a new cheque book, pay bills and do other banking transactions on their mobile phones so far its an internet enabled device.
This process is called Mobile Banking, according to Wikipedia, Mobile banking is a term used to refer to systems that allow customers of a financial institution to conduct a number of financial transactions through a mobile device such as a mobile phone or tablet.
UBA here by named its mobile banking platform, U-Mobile. For you to transfer funds and do all the banking transactions I have mentioned above, walk into any UBA branch and sign up for U-Mobile and wait for them to send the info to your email.
So How Can I Use U-Mobile App To Send Money And Recharge My Phone?
After your application has been accepted and your details are sent to you, Go to Google Play store and install the U-Mobile App if you use Android or from your device respective app stores.
After installing, launch the app and you will see a screen similar to the screen below.
===>Click on ''Sign Up'' so that you can create a password to protect your app from unauthorized users, after you created the password as seen in the photo below.
===>Click on "Instant Sign Up" and fill the required information as seen below.
===>Here is the menu, from here you can access everything you want on the U-mobile App, Now click on ''Send Money''.
You will then see your account information, click on your account and you will see the screen below. 
Click on "To Account In UBA" and you will see a screen similar to the one below and fill the information required.
===>To Transfer money to another bank, Click on "To Account In Another Bank" and you will see a screen s similar to the one below and fill the required information.
===>To Purchase Airtime, Go back to Menu and click "Buy Airtime" Select the network, Amount, Phone Number then your U-Mobile 4 Digit PIN and click "Confirm" and you will see the screen below if it's successful.
===> To pay bills like DSTV, GOTV, PHCn and the rest, click on ''Pay Bills'' and follow the next steps.
===> To request a cheque book, stop a cheque and confirm a cheque, click on ''Banking Services''.
===>To check your account balance and see your last 5 transactions, click on ''My Money'' then your account, click on the account then click on the 3 dotted lines by the top right hand corner of your phone screen and select the service you want to check.
With this app, life has been easy for me, I hardly buy recharge card offline. I have been using it to make transfers and recharge my loved ones phones and pay bills.

That's all.

I hope this helps?
Is there anything I didn't mention in this post, kindly use the comment box to let me know so that we can learn from each other.
Please use the share button to share this post with your friends.

First and foremost, making money is less of theory and more of practical, so i have tried my possible best to reduce the amount of grammar in explaining this topic to the barest minimum. 

What is fishery all About: fishery is simply a form of business that is all about rearing aquatic organism in an artificial or natural environment, making money from fishery depends on what you choose to do with aquatic organism(fish).
Image result for Fishery Business

Forms of Business Under Fishery

  1. Construction of fish ponds
  2. Fingerlings production
  3. Juvenile Production
  4. Rearing fish to market size
  5. Fish processing & smoking
  6. Construction of fish aquarium
  7. Fish feed sale and production
  8. Teaching people the business
Construction of fish ponds:You can earn yourself a living constructing ponds of various sizes for individuals and organizations. constructing a pond is as easy as just digging a hole, just that you need to abide to various guidelines. Fish can also be raised in plastics, fiber strands and wooden rafts. There are two main types of Pond. This can either be earthen pond or concrete pond. To make money under pond construction you need to be able to build standard pond size for people. A standard pond size cost about ₦40,000.


1. Market: There should be a fish market near-by to allow for high capacity of sale of fish from pond harvests.
2. Nature of the soil: Soil with enough clay content to hold water. Clay and silty clay's are excellent soils for holding water because they stop water from seeping through.
3. Topography: Topography that allows for economical construction. It directly affects building costs and pond management. Pond should be constructed where enough water can be impounded with the least amount of earth fill.
4. Water availability and quality: water could be obtained from boreholes, streams or lakes. Gravity flow water is cheapest and best source. The water must be unpolluted, uncontaminated. Borehole waters can be excellent, but may be costly to pump and may require conditioning to remove carbon dioxide and improve oxygen content and temperature levels.
Fingerlings production: Making huge some of money under fingerling production depends on whether you own the hatchery or you pay people to hatch for you in their hatcheries. Fingerlings cost about ₦10 to ₦15 each. Based on market survey i will tell you, if you based your fish farming biz on production of fingerlings, using good brooding stock (male and female) and you are notable for viable fingerlings, you have a large customer based to supply no matter your region, and you can earn your self a descent income of ₦250,000 to ₦300,000.

The Requirements for a fingerling business

  • Pond or plastic water container
  • Personal or rented Hatchery
  • Notify potential fish farmers in your area.


Juvenile business: This perhaps the easiest to setup, with little or no capital you can get this form of fish business uprunning, and start bagging cash into your bank account. A fully grown juvenile cost about ₦20 to ₦35. What you simply do under juvenile business is to:
  • Hatch or buy fingerlings at ₦5 each
  • Buy wooden or water container
  • Buy local or coppens foreign feed
  • Put your fingerlings in your water container
  • Feed them daily
  • Change the water every 3 days
  • Sell them at ₦30 each after 6-8 weeks.
The profit margin here is around 300%, the only issue is water supply.

Rearing fish to market size: This probably the easiest part of fishery business, You only need to have a suitable pond size and stock it with a proportionate amount of fingerlings/juveniles, then you continue the feeding (with local or foreign feed) for probably 5 month till they will arose maturity. The only issue with this form of fishery business is that it’s capital intensive due to the feeding cost. if you can probably take care of the feeding cost, then i think nothing should stop you from starting this business as soon as possible. The profitable fishes you can rear in Nigeria are tilapia and catfish, a mature catfish sells for ₦550 while tillapia sells for ₦400. I will say it’s more advisable to start with catfish rearing because the market is readily available.

fishing           fishingg

Fish processing & smoking: This also a very simple form of fishery business, fish smoking & processing does not necessary mean fish smoking, it’s the process of drying fish in a kiln so as to reduce the moisture content to a very minimal rate, so as to preserve the fish for a very long period of time(3-9 months). The only material you need for this business is a a metal or clay kiln, a kiln is a structure made specifically for drying food. a kiln ranges from ₦30,000 to ₦300,000 depending on the size you need. To make money from this form of fishery business you just need to rear or buy fishes of varying sizes, dry it in a unique way(by adding your own spices) and insert it in a good package/container, then sell to schools, banks and organizations who are the major customer based for such dried products, since they don’t have much time to go to market.

fish proces          KILN 

Construction of fish aquarium: Aquariam construction is a new form of fishery business which only few individuals are already cashing money from. Making money building aquarium is easy, the only issues is the construction experience, you need to be able to build aquariums using your own unique sense of design, then sell to organizations like banks, hotels, schools etc. Imagine a bank with a lot of daily customers having an aquarium in the bank vicinity, most customers will definitely be amazed, and they wont bother about the long queue to the counter.

aquar       aquarium

Requirements for Aquarium Construction

  • Glass of varying thickness
  • Standard quality big size glass super glue
  • Pipe fittings
  • Paper decorations
  • Toys

Fish feed sale and production: I will say this can be an easy and a very difficult form of fishery business at thesame time, the issue about this business is that it’s 99.95 % practical and 0.05% theory. it’s a very profitable business because most fish farmers are always looking for ways to reduce the fish feeding cost and still increase the flesh productivity of the fish, so if you can provide a good flesh-productive feed at a cheaper price than whats in the market, you are destined to be successful in this business.

fish feed          fisfeed

Teaching people the business: At first i felt that there was no need to explain this form of the fishery business, because “no matter how much you are given, if you have a wrong metal attitude, you will never succeed and no matter how little you are given, if you have a right metal attitude you will succeed”

To make money under this forms of fishery business you need to create classes to teach people about this business, in fact you don’t even need to know all about the business, you can higher people to take the classes, but its more advisable to have proves and testimonies about what you are teaching, Cause there is no point mentoring people on what you don’t practice.


This post have been exclusively written for you by “Binoosmart” It’s now your turn to take action. For you to be very successful in this business, You need to also learn from people already in the business.

For More Tips On How to Make Money With Agriculture Click Here
Spontaneous late-night snack runs, conversations over lattes and free food at events are as much a part of college life as essays, books and exams. But with those activities come extra calories that certainly have a way of sneaking up on you! If you find yourself a culprit of frequent snacking and want to work off those extra calories but don't have time to fit in a real workout, check out these 12 clever ways to burn 200 calories. And the best part is, you don't even have to enter the gym!

1. Walk or bike everywhere

Let's admit it—we've all been tempted to drive to places that we could easily walk to, whether it's classes or the library or the nearest grocery store. Melanie Ludwig, owner of Prestige Fitness, also suggests walking a lap around the buildings that you have classes in before class starts. For a 150-pound collegiette, walking for 40 minutes at a pace of three miles per hour burns 200 calories. Calculate how many calories you burn from walking here!

If walking isn't your thing, biking for 23 minutes can also burn 200 calories. Not really into pedaling? Try rollerblading, riding a scooter or getting off the bus early to walk to class. These little decisions can accumulate and make a huge difference for your health!


2. Have a stair-ing contest

Don't think we've forgotten about those dreaded stairs! We all know it's a no-brainer to take the stairs instead of the elevator, but sometimes we can’t help avoiding and hating on the stairs, especially when we have to lug around our own body weight in textbooks on a daily basis. But if you choose the stairs every day, your body will thank you in the long run. After all, a 150 to 160-pound person can burn 10 calories every minute she climbs stairs. That means that only 20 minutes of climbing a day will burn 200 calories!

3. Exercise while studying

It's really easy to stay in one place for hours on end when you have reading to do or an exam to study for. But it isn't good for your health, because as soon as you sit down, calorie burning drops down to one calorie per minute and enzymes that help break down fat drop by 90 percent.

"We are made to locomote, and inactivity leads to poor health," Ludwig says. To increase activity, Ludwig suggests sneaking in movement while you are otherwise preoccupied. "Have a lot of reading to do? Do it on a recumbent bike at a low resistance so that it's easy [and] your reading or studying is all you think about," Ludwig says. "I don't suggest this on a treadmill or elliptical as it is harder to balance, but you can try."
For a 150-pound collegiette, only 26 minutes on a recumbent bike, 26 minutes on an elliptical trainer at a moderate pace or walking on a treadmill at three miles per hour for 56 minutes will burn 200 calories. And you'll get your work done, too! If you don't have access to any of these exercise machines, check out these other exercises that you can do at your desk. Talk about multitasking!


4. Do your chores

For most of us, the early morning rush to class means that your bed is left unmade and your clothes are scattered around your room. And everything tends to stay that way—it's easy to leave chores to a (way) later date when your mom isn't there to remind you to do them. But if you desperately need to take care of the mess in your room, burning calories is a great incentive to get those chores out of the way!

Light housework, like doing laundry, burns 170 calories an hour. Who knows, maybe you'll even find your long-lost shirt or missing books along the way!

5. Put on your dancing shoes

Everyone needs a good dance session now and then. What better time to have one than while you're doing dreaded chores?
"Need to clean you room? Put on some music and get a Swiffer duster and voila!" Ludwig says. "You will be dancing while cleaning and not even notice that you are really exercising."

You'll be able to burn calories, have fun and cross off your to-do list in a breeze. Just 40 minutes of dancing can burn 200 calories—smooth moves not required! So crank up some fast-paced songs like "Wake Me Up," by Avicii and "Alive," by Krewella and channel your inner Beyonce!

6. Squat when you blow-dry your hair

After your nice morning shower, you pull out your hair dryer and start drying... and drying... and drying. Hair can take so long to dry, so why not squat up and down while you do it? You can burn 70 calories for every five minutes you do squats, so only 15 minutes of squatting will burn about 200 calories. Talk about starting your day off right! In fact, you can even go the extra mile and try squatting while brushing your teeth, making a cup of coffee, brushing your hair... you name it!

Flexibility Girl Stretching

7. Work on your flexibility

Stretching feels good, helps protect you from injury and burns more than twice the number of calories as sitting. If you spend just 12 minutes a day doing stretches, you'll be able to burn more than 200 calories a week and be that much closer to touching your toes! You can also try doing stretches on the floor with your notes while studying.

8. Swap out your desk chair for an exercise ball

Those wooden dorm desk chairs can feel so uncomfortable after you've hunkered down in them for a few hours. To avoid this and burn some calories, consider swapping your desk chair for an exercise ball.

"My chair at my desk is a ball, so I also do some abdominal exercises while working, and stretch my hamstrings and hip flexors on the ball all the time, as being sedentary for too many hours is detrimental for our bodies," Ludwig says.

Sitting on an exercise ball increases calorie-burning by six percent, and since desk work burns around 106 calories per hour for a 135-pound individual, you can expect to burn 200 calories by doing work on the ball for an hour and 47 minutes. Feel like being more active? Doing a set of sit-ups and abdominal crunches on an exercise ball for 24 minutes burns 200 calories for a 150-pound person.

Glass of cold water

9. Drink ice-cold water

Next time you're thirsty, skip the room-temperature water. Instead, drink your water ice cold. That way you can get a metabolic boost of about 25 calories per glass, because your body has to use extra energy to warm the water. Down eight glasses of cold water a day, and you'll be burning 200 calories like nobody's business!

10. Walk and talk

Few things are nicer than catching up with a friend over the phone and talking for hours and hours on end. Next time, instead of sitting and chatting away, step outside and get some fresh air—if you go for a walk while you talk, you'll be so engrossed in conversation that you won't even notice that you're burning lots of calories! Walking and talking for an hour burns 200 calories—and you’ll get to catch up with a friend you may not have talked to in a while. It's a win-win!

Girl Singing in the Shower

11. Sing your heart out

Let's admit it—we all miss singing in the shower at home. Sure, this might have annoyed a few neighbors and made a few dogs howl, but you probably got away with it and it was totally worth it.
College is a little different. With 10 girls sharing the same bathroom, it's easy to feel bad or self-conscious about singing. But if you need help convincing yourself about the virtues of singing in the shower, just know that singing for an hour and a half burns 200 calories on average! So whether you like to lock yourself in your room to belt out a few of your favorite songs or have an Easy-A-inspired, Emma-Stone-esque scenario, you'll be burning those calories away and getting that much closer to becoming the next big pop star!

12. Laugh out loud

Who doesn't like to have a laugh attack with their best friends? Besides being totally fun, 10 to 15 minutes of laughter can increase energy expenditure by 10 to 40 calories per day. That means that about an hour and a half of laughing can burn 200 calories. So start practicing those jokes and tickling some funny bones!

Burning calories doesn't have to mean going to the gym and working your way through your usual exercise routine. With a little creativity and attentiveness, you'll be able to burn those extra 200 calories without even noticing it and continue to enjoy those snack sessions and coffee dates!